Fill in the blank: "Nobody cares more about my money than _____!" The answer, of course, is "Me!" Yet, millions of investors hand over their hard-earned money or savings to mutual fund managers, financial advisors and banks without really knowing what their money is being invested in. The only time anyone cares is when a year such as 2008 comes along and investors see their account balances plummet 30-40%. The money managers didn't care about you in 2008; they still were paid their fees.
If you are serious about your money, then you need to be an informed investor. Just like the electrician who becomes an apprentice, the employee who joins a new firm or the doctor who goes to medical school, you need an investor education.
An investor education usually starts with the essentials of investing, such investing terminology, choosing the right broker, learning about stop losses to prevent another 2008 catastrophe, etc. Once you have the basics down, you learn about how to evaluate a company and its management team using fundamental analysis. You then learn how to read a stock's chart using basic and advanced technical analysis.
Lastly, to take your investing to the next level, a proper investor education teaches you how to properly trade basic and advanced options. Here, you learn how to make money trading stock options whether the markets are going up, down or sideways. If a consistent monthly income is your goal, then options can help with that as well.